1077 N INDEPENDENCE DR, Montross, VA 22520
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1077 N INDEPENDENCE DR, Montross, VA 22520
1077 N INDEPENDENCE DR, Montross, VA 22520
1077 N INDEPENDENCE DR, Montross, VA 22520
1077 N INDEPENDENCE DR, Montross, VA 22520
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Listed by MICHAEL THRASH • Samson Properties
$ 540,000
Est. payment /mo
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Open Sat 1PM-3:30PM

1077 N INDEPENDENCE DR Montross, VA 22520

3 Beds

2 Baths

1,981 SqFt


Open House

Sat May 09, 1:00pm - 3:30pm

Sun May 10, 1:00pm - 3:30pm

UPDATED:

Key Details

Property Type Single Family Home

Sub Type Detached

Listing Status Active

Purchase Type For Sale

Square Footage 1,981 sqft

Price per Sqft $272

Subdivision Independence Shores

MLS Listing ID VAWE2010350

Style Colonial

Bedrooms 3

Full Baths 2

HOA Fees $54/mo

HOA Y/N Y

Abv Grd Liv Area 1,981

Year Built 2002

Available Date 2026-01-16

Annual Tax Amount $1,740

Tax Year 2025

Lot Size 1.490 Acres

Acres 1.49

Property Sub-Type Detached

Source BRIGHT

Property Description

🌊 Elevated Potomac River Retreat | Turnkey & Fully Furnished



Welcome to 1077 N Independence Dr, an elevated Potomac River retreat offering sweeping views, modern comfort, and exceptional flexibility as a personal escape or income-producing investment in Virginia's Northern Neck.



Perched high above the river on a natural bluff, this home enjoys commanding, unobstructed water views and added privacy, with elevation that enhances both scenery and long-term peace of mind. Rather than sitting directly at the water's edge, the setting provides a unique vantage point—delivering dramatic sunsets, passing sailboats, and panoramic river scenery that remains protected and undisturbed.



Inside, this 3-bedroom, 2-bath residence was completely reimagined in 2024 with a focus on smart use of space, functionality, and livability. The home was taken down to the studs, walls were reconfigured, and the kitchen and main-level bathroom were expanded to create a more open, usable layout that lives larger than expected. Every major component is brand new—roof, flooring, appliances, fixtures, bathrooms, and finishes throughout—resulting in a home that feels fresh, modern, and turnkey.



Large windows and seamless indoor–outdoor flow bring the riverfront lifestyle front and center. Multiple porches, a sun deck, and a fire pit seating area significantly extend the living space outdoors, making the home ideal for entertaining, relaxing, or simply enjoying the views and river breezes.



✨ What Makes This Property Stand Out
Elevated Bluff Setting: Dramatic, protected river views with added privacy and long-term vantage above the Potomac.
Efficient & Thoughtful Design: Renovated to maximize function and flow—perfect for buyers who value quality over excess square footage.
Fully Furnished & Turnkey: Move right in or launch a short-term rental immediately—furnishings convey.
Indoor–Outdoor Living: Multiple outdoor living areas expand usable space and enhance the lifestyle experience.
Community Amenities: Access to community beaches, marina, pool, clubhouse, and recreational facilities.



📈 Investor Appeal & Rental Demand
The Northern Neck continues to see strong demand for waterfront and water-view Airbnbs, particularly fully furnished, low-maintenance homes within a few hours of Washington, D.C., Northern Virginia, and Fredericksburg. This property's views, condition, and turnkey nature make it especially attractive for short-term rental buyers seeking solid performance without the burden of major renovations.



💰 Unmatched Value on the Potomac
To truly appreciate the opportunity at 1077 N Independence Dr, consider the broader market context. Comparable riverfront or river-view properties along the Potomac in Northern Virginia—particularly in areas like McLean—regularly command $2M+ price points, often with less dramatic views and far higher density.
Here, you're getting elevated, unobstructed panoramic Potomac views, a fully renovated and furnished home, and a turnkey lifestyle—all at a fraction of that cost. Simply put, this property delivers significantly more view, more privacy, and more lifestyle per dollar than nearly anything else on the river.



Whether you're looking for a lock-and-leave second home, a stylish primary residence, or a high-demand short-term rental, 1077 N Independence Dr delivers an elevated river lifestyle that prioritizes views, experience, and simplicity... A value proposition that is exceptionally hard to replicate anywhere closer to D.C.



Come see why this setting, design, and location make all the difference—this isn't about size, it's about how it lives. 🌅

Location

State VA

County Westmoreland

Zoning R1

Rooms

Main Level Bedrooms 1

Interior

Interior Features Floor Plan - Open, Recessed Lighting, Attic, Bathroom - Walk-In Shower, Ceiling Fan(s), Family Room Off Kitchen, Kitchen - Eat-In, Kitchen - Island, Wood Floors

Hot Water Electric

Heating Central

Cooling Central A/C

Equipment Stainless Steel Appliances, Dishwasher, Dryer - Front Loading, Dryer - Electric, Microwave, Oven - Self Cleaning, Refrigerator, Icemaker, Stove, Washer, Water Heater

Furnishings Yes

Fireplace N

Window Features Sliding

Appliance Stainless Steel Appliances, Dishwasher, Dryer - Front Loading, Dryer - Electric, Microwave, Oven - Self Cleaning, Refrigerator, Icemaker, Stove, Washer, Water Heater

Heat Source Electric

Laundry Dryer In Unit, Washer In Unit

Exterior

Exterior Feature Porch(es), Balcony

Amenities Available Beach, Boat Dock/Slip, Basketball Courts, Boat Ramp, Club House, Exercise Room, Marina/Marina Club, Non-Lake Recreational Area, Pool - Outdoor, Volleyball Courts, Tot Lots/Playground, Water/Lake Privileges, Tennis Courts, Picnic Area

Waterfront Description Boat/Launch Ramp - Public

Water Access Y

Water Access Desc Fishing Allowed

View Panoramic, River, Street, Trees/Woods, Water

Roof Type Shingle

Accessibility Doors - Swing In

Porch Porch(es), Balcony

Garage N

Building

Lot Description Front Yard, Landscaping, Open, Partly Wooded, Rear Yard, SideYard(s)

Story 2

Foundation Slab

Above Ground Finished SqFt 1981

Sewer Gravity Sept Fld

Water Public

Architectural Style Colonial

Level or Stories 2

Additional Building Above Grade, Below Grade

New Construction N

Schools

Elementary Schools Cople

Middle Schools Montross

High Schools Washington And Lee

School District Westmoreland County Public Schools

Others

Pets Allowed Y

HOA Fee Include Common Area Maintenance,Recreation Facility,Road Maintenance,Snow Removal

Senior Community No

Tax ID 22B 164

Ownership Fee Simple

SqFt Source 1981

Acceptable Financing Cash, Conventional, FHA, VA, Negotiable

Horse Property N

Listing Terms Cash, Conventional, FHA, VA, Negotiable

Financing Cash,Conventional,FHA,VA,Negotiable

Special Listing Condition Standard

Pets Allowed Dogs OK, Cats OK


Bright MLS (BMLS)

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1077 N INDEPENDENCE DR